Income Calculator for Real Estate Agents
Not all income counts the same. Combine W-2 wages, self-employment and other income sources, factor in debts, and see your client's realistic borrowing capacity and affordability ratios.
Available in the My Virtual Boss app · iOS & Android

Why agents use Income Calculator
Every income source
W-2, self-employment, bonuses and other income combined the way underwriters actually evaluate them.
Affordability ratios
Debt-to-income metrics that show whether a target price range is realistic for your client.
No lender surprises
Set accurate expectations early so deals don't die in underwriting weeks later.
How it works
Analyze client income to determine real borrowing power.
- 1
Add your client's income sources.
- 2
Enter their monthly debt obligations.
- 3
Review borrowing capacity and affordability ratios.
- 4
Shop with a budget that will survive underwriting.
Get Income Calculator free in the My Virtual Boss app
Analyze client income to determine real borrowing power. Download the app and start using it today.
