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Free tool

Income Calculator for Real Estate Agents

Not all income counts the same. Combine W-2 wages, self-employment and other income sources, factor in debts, and see your client's realistic borrowing capacity and affordability ratios.

Available in the My Virtual Boss app · iOS & Android

Income calculator results in the My Virtual Boss app

Why agents use Income Calculator

Every income source

W-2, self-employment, bonuses and other income combined the way underwriters actually evaluate them.

Affordability ratios

Debt-to-income metrics that show whether a target price range is realistic for your client.

No lender surprises

Set accurate expectations early so deals don't die in underwriting weeks later.

How it works

Analyze client income to determine real borrowing power.

  1. 1

    Add your client's income sources.

  2. 2

    Enter their monthly debt obligations.

  3. 3

    Review borrowing capacity and affordability ratios.

  4. 4

    Shop with a budget that will survive underwriting.

Get Income Calculator free in the My Virtual Boss app

Analyze client income to determine real borrowing power. Download the app and start using it today.